:root{
  --navy:#112D4A;
  --navy2:#0B1D35;
  --gold:#D7B56D;
  --gold2:#B9923B;
  --bg:#F6F8FB;
  --ink:#0E1320;
  --line:#E6E8EE;
  --card:#FFFFFF;
  --shadow:0 18px 48px rgba(16,24,40,.14);
  --radius:18px;
}
*{box-sizing:border-box}
html,body{margin:0;padding:0;font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,"Hiragino Sans","Noto Sans JP","Yu Gothic","PingFang SC","Microsoft YaHei",sans-serif;color:var(--ink);
  background:radial-gradient(1200px 600px at 20% 10%, rgba(215,181,109,.20), transparent 55%),
             radial-gradient(900px 480px at 90% 20%, rgba(17,45,74,.10), transparent 60%), var(--bg);}
a{color:inherit;text-decoration:none}
.container{max-width:1140px;margin:0 auto;padding:0 18px}
header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.86);backdrop-filter:saturate(140%) blur(12px);border-bottom:1px solid var(--line)}
.topbar{display:flex;align-items:center;justify-content:space-between;height:78px;gap:14px}
.brand img{height:34px}
.nav{display:flex;gap:10px;align-items:center}
.nav a{padding:10px 12px;border-radius:14px;border:1px solid transparent;font-weight:700;color:rgba(14,19,32,.84)}
.nav a:hover{background:rgba(17,45,74,.06);border-color:rgba(17,45,74,.12)}
.nav a.cta{background:linear-gradient(135deg,var(--gold),var(--gold2));border:none;color:#1A1408}
.lang select{appearance:none;-webkit-appearance:none;border:1px solid rgba(17,45,74,.14);background:#fff;border-radius:14px;padding:10px 12px;font-weight:700;color:rgba(14,19,32,.84)}
.hamburger{display:none;align-items:center;justify-content:center;width:46px;height:46px;border:1px solid rgba(17,45,74,.14);border-radius:14px;background:#fff;cursor:pointer}
.hamburger svg{width:22px;height:22px}
.drawer{display:none;position:fixed;inset:0;background:rgba(0,0,0,.45);z-index:80}
.drawer-panel{position:absolute;right:0;top:0;height:100%;width:min(420px,88vw);background:#fff;border-left:1px solid var(--line);padding:18px;display:flex;flex-direction:column;gap:12px}
.drawer-links{display:flex;flex-direction:column;gap:10px}
.drawer-links a{padding:12px 12px;border:1px solid rgba(17,45,74,.14);border-radius:14px;font-weight:800;background:rgba(17,45,74,.04)}
.drawer-links a.primary{background:linear-gradient(135deg,var(--gold),var(--gold2));border:none}
.hero{padding:78px 0 40px}
.hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:20px;align-items:stretch}
.badge{display:inline-flex;gap:10px;align-items:center;background:rgba(215,181,109,.18);border:1px solid rgba(215,181,109,.55);
  padding:8px 12px;border-radius:999px;color:rgba(14,19,32,.82);font-weight:900;font-size:13px}
.badge .dot{width:8px;height:8px;border-radius:50%;background:linear-gradient(135deg,var(--gold),var(--gold2))}
h1{font-family:Georgia,"Times New Roman",serif;font-weight:600;margin:14px 0 12px;font-size:44px;line-height:1.08;color:var(--navy)}
.lead{color:rgba(14,19,32,.72);font-size:16.5px;line-height:1.8;margin:0 0 18px}
.actions{display:flex;gap:12px;flex-wrap:wrap}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:12px 16px;border-radius:14px;border:1px solid rgba(17,45,74,.14);
  background:#fff;color:rgba(14,19,32,.86);font-weight:900}
.btn.primary{background:linear-gradient(135deg,var(--gold),var(--gold2));border:none;color:#1A1408}
.btn.ghost{background:transparent}
.card{background:var(--card);border:1px solid rgba(17,45,74,.08);border-radius:var(--radius);box-shadow:var(--shadow)}
.card.pad{padding:18px}
.card img{width:100%;border-radius:16px;display:block}
.kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:12px}
.kpi{padding:14px;border-radius:16px;border:1px solid rgba(17,45,74,.10);background:rgba(17,45,74,.03)}
.kpi .label{color:rgba(14,19,32,.62);font-size:12px}
.kpi .value{font-weight:900;font-size:15.5px;margin-top:6px;color:var(--navy)}
.section{padding:54px 0}
.section h2{margin:0 0 10px;font-size:30px;color:var(--navy)}
.section p{margin:0;color:rgba(14,19,32,.70);line-height:1.9}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;margin-top:18px}
.feature{padding:18px}
.feature h3{margin:0 0 8px;font-size:16px;color:var(--navy)}
.feature p{margin:0;color:rgba(14,19,32,.70);line-height:1.75;font-size:14px}
.split{display:grid;grid-template-columns:1fr 1fr;gap:18px;margin-top:18px}
.list{margin:12px 0 0;padding-left:18px;color:rgba(14,19,32,.70);line-height:1.95}
.note{font-size:13px;color:rgba(14,19,32,.74);border-left:3px solid rgba(215,181,109,.9);padding:10px 12px;margin-top:14px;background:rgba(215,181,109,.14);
  border-radius:14px;border:1px solid rgba(215,181,109,.35)}
.table{width:100%;border-collapse:separate;border-spacing:0;margin-top:14px;overflow:hidden;border-radius:16px;border:1px solid rgba(17,45,74,.10);background:#fff}
.table th,.table td{padding:12px 12px;border-bottom:1px solid rgba(17,45,74,.08);text-align:left;font-size:14px;color:rgba(14,19,32,.78)}
.table th{background:rgba(17,45,74,.04);color:var(--navy);font-weight:900}
.table tr:last-child td{border-bottom:none}
.form{margin-top:16px;display:grid;gap:12px}
.input, textarea{width:100%;padding:12px 12px;border-radius:14px;border:1px solid rgba(17,45,74,.16);background:#fff;color:rgba(14,19,32,.86);font-weight:600}
textarea{min-height:140px;resize:vertical}
footer{padding:30px 0;border-top:1px solid var(--line);color:rgba(14,19,32,.55);font-size:13px}
.rtl{direction:rtl;text-align:right}
@media (max-width:920px){
  .nav{display:none}
  .hamburger{display:flex}
  .hero-grid{grid-template-columns:1fr}
  h1{font-size:38px}
  .grid3{grid-template-columns:1fr}
  .split{grid-template-columns:1fr}
}